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6. A fixed-term deposit account in Yu'E Bao.

The new wealth management service, open between Sunday and Thursday, will be launched on Valentine's Day and released only to Yu'E Bao users. The mum investment is 1,000 yuan ($165) while the maximum is two million yuan per investor. The advertised annualized interest rate is 7 percent, or about 0.83 of a percentage point higher than Yu'E Bao's rate on Monday. The catch? You will have to rush to grab the opportunity in the first place.

A screen shot of an online advertisement of how to get a fixed-term deposit account in Yu'E Bao via its official website www..com. [Photo/ alipay.com]